# Property & Casualty Exam Prep 46, CGL Coverage C Medical Payments

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-46-cgl-coverage-c-medical-payments
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-46-cgl-coverage-c-medical-payments.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-07-18T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/5936f962-1ccc-46e7-a048-5facaaebb95a.mp3
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JSON: https://stenobird.com/v1/public/podcasts/insurance-exam-prep-7644557/episodes/property-casualty-exam-prep-46-cgl-coverage-c-medical-payments
Duration seconds: 161

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That CGL Coverage C provides no-fault medical payments for third parties injured on an insured's premises or because of their operations. - How Coverage C acts as a 'goodwill' measure to prevent larger lawsuits, unlike Coverage A which requires the insured to be legally liable. - The crucial exam concept that expenses must be incurred and reported within one year of the accident date to be covered. - Key exclusions, such as injuries to the insured, employees (which are covered by Workers' Compensation), or tenants. - The difference between CGL Medical Payments for third parties and Personal Auto Medical Payments which covers the insured and their passengers. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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