# Property & Casualty Exam Prep 45, CGL Coverage B Personal and Advertising Injury Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-45-cgl-coverage-b-personal-and-advertising-injury Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-45-cgl-coverage-b-personal-and-advertising-injury.md Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557) Published: 2026-07-17T23:26:01+00:00 Episode link: https://open-exam-prep.com/ Audio file: https://episodes.captivate.fm/episode/80b6a8b9-15c0-44ed-8afe-a710fcedef5e.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/insurance-exam-prep-7644557/episodes/property-casualty-exam-prep-45-cgl-coverage-b-personal-and-advertising-injury Duration seconds: 166 ## Resource This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That CGL Coverage B protects against specific non-physical torts like libel, slander, false arrest, and copyright infringement in advertising. - How to distinguish covered "personal and advertising injury" from "bodily injury" in Coverage A. - The importance of the "knowing violation" exclusion, which denies coverage for intentional acts. - The function of the "prior publication" exclusion, which bars coverage for material first published before the policy period. - A simple mnemonic—"Bad-mouthing, Branding, and Bothering"—to recall the main categories of covered offenses. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/insurance-exam-prep-7644557/episodes/property-casualty-exam-prep-45-cgl-coverage-b-personal-and-advertising-injury/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-45-cgl-coverage-b-personal-and-advertising-injury.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.