# Property & Casualty Exam Prep 37, Causes of Loss Forms

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-37-causes-of-loss-forms
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-37-causes-of-loss-forms.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-07-09T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/bcd0feaa-2347-4e76-b21b-ef66d929cdbc.mp3
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Duration seconds: 188

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The critical difference between named perils (Basic, Broad) and open perils (Special) coverage. - The specific list of perils covered under the Basic Causes of Loss Form. - The additional perils, like weight of snow and ice, that are covered by the Broad Form. - Why the Special Form is not truly 'all-risk' by identifying its key exclusions like flood and earthquake. - How the burden of proof shifts from the policyholder to the insurer with a Special Form policy. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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