# Property & Casualty Exam Prep 17, Homeowners Forms HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-17-homeowners-forms-ho-2-ho-3-ho-4-ho-5-ho-6-and-ho-8
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-17-homeowners-forms-ho-2-ho-3-ho-4-ho-5-ho-6-and-ho-8.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-06-19T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/ef954fac-0ef9-411c-819d-8d73775d54f7.mp3
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Duration seconds: 184

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The key difference between Named Peril (HO-2) and Open Peril (HO-3, HO-5) coverage. - Why the HO-3 is a hybrid policy and a common source of exam traps regarding personal property. - How the HO-5 offers the broadest protection for both the dwelling and personal property. - The specific uses for an HO-4 renters policy and an HO-6 condo unit-owners policy. - When the HO-8 modified form is used and how it differs in loss settlement. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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