# Property & Casualty Exam Prep 15, Types of Liability

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-15-types-of-liability
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-15-types-of-liability.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-06-17T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/dddf8788-ce60-4075-9a2d-610f0d504d61.mp3
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Duration seconds: 179

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Absolute liability applies to inherently dangerous activities, and no proof of fault is required. - Strict liability is specifically for defective products that cause harm, regardless of the manufacturer's negligence. - Vicarious liability holds one party responsible for another's actions, such as an employer for an employee. - Professional liability (E&O) covers negligence related to professional services and advice, distinct from general liability. - A key exam trap is distinguishing between absolute liability (hazardous actions) and strict liability (defective stuff). For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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