# Property & Casualty Exam Prep 10, Conditions, Duties, and Proof of Loss

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-10-conditions-duties-and-proof-of-loss
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/property-casualty-exam-prep-10-conditions-duties-and-proof-of-loss.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-06-12T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/80ce5cc1-d852-4e1e-9c01-8d07df27ce81.mp3
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Duration seconds: 186

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The critical difference between giving a prompt Notice of Claim and submitting a formal Proof of Loss. - Why the insured's duty to protect property from further damage is a heavily tested concept. - How the timeline for submitting a Proof of Loss is triggered by the insurer's request, not the date of loss. - That cooperation with the insurer is a mandatory policy condition which can determine if a claim is paid. - A simple mnemonic to remember the five key duties of an insured after a loss: Prompt Notice, Protect Property, Cooperate, Inventory, and Proof of Loss. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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