# [Health Insurance] 66, Tax Treatment of Employer-Provided Health Insurance and Disability Benefits

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-66-tax-treatment-of-employer-provided-health-insurance-and-disability-benefits
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-66-tax-treatment-of-employer-provided-health-insurance-and-disability-benefits.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-06-01T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/2115ff04-ed5a-4054-842c-b92761d1f159.mp3
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Duration seconds: 204

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Employer-paid group health insurance premiums are a deductible business expense, and the benefit is tax-free to the employee. - The core rule for group disability insurance: the tax treatment of the premium determines the taxability of the benefit. - Why benefits from a non-contributory (100% employer-paid) disability plan are fully taxable to the employee. - How benefits from a disability plan paid entirely by an employee with after-tax dollars are received completely tax-free. - How to calculate the taxable portion of disability benefits in a contributory plan where costs are shared between the employer and employee. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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