# [Health Insurance] 64, Dental and Vision Insurance Plans

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-64-dental-and-vision-insurance-plans
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-64-dental-and-vision-insurance-plans.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-05-30T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/bceee8e4-ff51-48e8-9c27-6111d7ea22ab.mp3
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Duration seconds: 165

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Dental services are categorized as preventive (100% coverage), basic (around 80% coverage), and major (around 50% coverage). - Dental plans have an annual maximum benefit that resets each year, typically between $1,000 and $2,000. - Orthodontic coverage is subject to a lifetime maximum limit, which does not renew annually. - Waiting periods often apply to basic (3-6 months) and major (up to 12 months) dental services to prevent adverse selection. - Vision insurance primarily offers allowances, which are set dollar amounts for materials like frames and lenses. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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