# [Health Insurance] 56, HIPAA Portability and Privacy Rules

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-56-hipaa-portability-and-privacy-rules
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-56-hipaa-portability-and-privacy-rules.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-05-22T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/96a640bf-3585-4364-8664-023036be9b2f.mp3
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Duration seconds: 246

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How HIPAA limits pre-existing condition exclusions using a 6-month look-back period and a maximum 12-month exclusion. - The role of creditable coverage in reducing or eliminating pre-existing condition exclusion periods. - What qualifying life events trigger a special enrollment period outside of open enrollment. - The key components of the HIPAA Privacy Rule and its protection of Protected Health Information (PHI). - The differences between the Privacy Rule and the Security Rule, which safeguards electronic PHI (ePHI). For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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