# [Health Insurance] 55, COBRA Qualifying Events and Election Timelines Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-55-cobra-qualifying-events-and-election-timelines Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-55-cobra-qualifying-events-and-election-timelines.md Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557) Published: 2026-05-21T23:26:01+00:00 Episode link: https://open-exam-prep.com/ Audio file: https://episodes.captivate.fm/episode/e206b3ca-cc09-4652-859e-ef2ae16f7535.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/insurance-exam-prep-7644557/episodes/health-insurance-55-cobra-qualifying-events-and-election-timelines Duration seconds: 194 ## Resource This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The employer has 30 days to notify the plan administrator of qualifying events like termination or reduction in hours. - The employee or beneficiary has 60 days to notify the plan administrator of qualifying events like divorce or a child losing dependent status. - A qualified beneficiary has a 60-day period to elect to continue their COBRA coverage after receiving the election notice. - The initial COBRA premium payment is due within 45 days of electing coverage. - Subsequent monthly premium payments have a 30-day grace period. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/insurance-exam-prep-7644557/episodes/health-insurance-55-cobra-qualifying-events-and-election-timelines/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-55-cobra-qualifying-events-and-election-timelines.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.