# [Health Insurance] 54, COBRA Continuation Coverage

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-54-cobra-continuation-coverage
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-54-cobra-continuation-coverage.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-05-20T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/31f40765-d369-4094-ab16-4330045c01c0.mp3
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Duration seconds: 194

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That COBRA is a federal law applying to employers with 20 or more employees. - The difference in qualifying events for employees (termination, reduced hours) versus dependents (death, divorce, Medicare eligibility). - The standard continuation period is 18 months for termination or reduction in hours. - Dependents are eligible for a longer, 36-month continuation period for events like death of the employee or divorce. - Beneficiaries must pay up to 102% of the premium, which includes the full cost plus a 2% administrative fee. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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