# [Health Insurance] 41, Medicare Part B Medical Insurance

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-41-medicare-part-b-medical-insurance
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/health-insurance-41-medicare-part-b-medical-insurance.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-05-07T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/ee85f3a9-910e-4a93-a0c8-f3acc7e8457e.mp3
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Duration seconds: 165

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Medicare Part B provides coverage for medically necessary outpatient services, physician visits, and durable medical equipment. - The standard Part B monthly premium for 2026 is $202.90, with an annual deductible of $283. - After the annual deductible is met, Part B follows an 80/20 coinsurance model for most covered services. - Key exam-tested exclusions for Part B include routine dental, vision, hearing services, and long-term care. - Higher-income beneficiaries are subject to an Income-Related Monthly Adjustment Amount (IRMAA), resulting in a higher monthly premium. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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