Episode
[Health Insurance] 21, Notice of Claim and Claim Forms Provisions
- Podcast
- Insurance Exam Prep
- Published
- Apr 17, 2026
- Duration seconds
- 171
- Processing state
not_requested- Canonical source
- https://open-exam-prep.com/
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Summary
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The insured must provide a written notice of claim to the insurer within 20 days of a loss, or as soon as reasonably possible. - The 20-day notice period can be extended if circumstances, such as incapacitation, make it not reasonably possible for the insured to comply. - After receiving a notice of claim, the insurer has a 15-day deadline to furnish the claimant with the necessary claim forms. - If the insurer fails to provide claim forms within 15 days, the claimant can satisfy the requirement by submitting a written description of the loss. - A common exam trap is confusing the 20-day Notice of Claim provision with the 90-day Proof of Loss provision. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep