# AHIP Medicare Exam Prep 5, Initial General and Special Enrollment Periods

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/ahip-medicare-exam-prep-5-initial-general-and-special-enrollment-periods
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/ahip-medicare-exam-prep-5-initial-general-and-special-enrollment-periods.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-08-21T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/0c95c48b-2a14-42aa-bb8e-5a86d2350703.mp3
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Duration seconds: 198

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How the 7-month Initial Enrollment Period operates and how to determine effective dates based on application timing. - Why the General Enrollment Period runs from January 1 to March 31 with coverage beginning the first of the following month. - How the Part B late enrollment penalty is calculated as a 10% premium surcharge per 12-month delayed period without creditable coverage. - Why active employment coverage triggers a Special Enrollment Period while COBRA and retiree health plans do not. - How to apply memory shortcuts like THREE BEFORE ONE AFTER and ACTIVE WORK FOR SEP to quickly eliminate wrong exam options. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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