# AHIP Medicare Exam Prep 4, Medicare Costs and Beneficiary Responsibility

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/ahip-medicare-exam-prep-4-medicare-costs-and-beneficiary-responsibility
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/ahip-medicare-exam-prep-4-medicare-costs-and-beneficiary-responsibility.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-08-20T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/a135a7f2-0383-4da9-b66e-adcf58dabdf2.mp3
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Duration seconds: 256

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Key differences between Part A benefit period deductibles and Part B annual deductibles - How 20% Part B coinsurance applies after the annual deductible is satisfied - The operational mechanics of Medicare assignment and provider limiting charges - Why non-participating providers can assess a 15% excess charge on Medicare claims - Why Original Medicare has no annual out-of-pocket maximum and how this creates financial risk For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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