# AHIP Medicare Exam Prep 3, Original Medicare Parts A and B

Page: https://stenobird.com/podcast/insurance-exam-prep-7644557/ahip-medicare-exam-prep-3-original-medicare-parts-a-and-b
Text version: https://stenobird.com/podcast/insurance-exam-prep-7644557/ahip-medicare-exam-prep-3-original-medicare-parts-a-and-b.md
Podcast: [Insurance Exam Prep](https://stenobird.com/podcast/insurance-exam-prep-7644557)
Published: 2026-08-19T23:26:01+00:00
Episode link: https://open-exam-prep.com/
Audio file: https://episodes.captivate.fm/episode/46f622c6-6b77-4240-b2f9-68bb08e075d0.mp3
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Duration seconds: 211

## Resource

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Part A uses benefit period deductibles rather than calendar-year deductibles, resetting after 60 consecutive days without inpatient care. - Part B requires a monthly premium with 20% coinsurance and no maximum out-of-pocket limit under Original Medicare. - Hospital observation status counts as Part B outpatient care, which fails the three-day inpatient requirement for Part A skilled nursing facility coverage. - Original Medicare excludes routine dental, vision, hearing, custodial care, and cosmetic surgery entirely. - The memorable mnemonic A is Bed and B is Doc helps quickly distinguish inpatient hospital coverage from physician and outpatient services. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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## Transcript

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