# 165. The 529 Dilemma: How Much Do You Actually Need to Save for College?

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Text version: https://stenobird.com/podcast/inside-out-money-6358743/165-the-529-dilemma-how-much-do-you-actually-need-to-save-for-college.md
Podcast: [Inside Out Money](https://stenobird.com/podcast/inside-out-money-6358743)
Published: 2026-05-31T22:51:59+00:00
Episode link: https://podcasters.spotify.com/pod/show/insideoutmoney/episodes/165--The-529-Dilemma-How-Much-Do-You-Actually-Need-to-Save-for-College-e3k5dn5
Audio file: https://anchor.fm/s/ddb6b5b0/podcast/play/120812709/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-31%2F07ea00aa-41b0-6c98-e644-336208b130f1.mp3
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Duration seconds: 4674

## Resource

College is expensive, and I think we’re all wondering if we’re saving enough and what’s the “right” amount to save? We are influenced by what our parents did, what we feel we can afford, and a slew of other factors. Ultimately, we need to make a decision, have a plan, and start saving. We break down the actual costs of higher education and our individual perspectives on what is enough and how much we’ve each saved for our kids. And we remind you all that you have more flexibility than you think, especially with the recent SECURE 2.0 Act. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/165-the-529-dilemma-how-much-do-you-actually-need-to-save-for-college/

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