# Special Feature: The Cross-Border Wealth Guide: What Most People Get Wrong Page: https://stenobird.com/podcast/in-the-money-with-amber-kanwar-7168627/special-feature-the-cross-border-wealth-guide-what-most-people-get-wrong Text version: https://stenobird.com/podcast/in-the-money-with-amber-kanwar-7168627/special-feature-the-cross-border-wealth-guide-what-most-people-get-wrong.md Podcast: [In the Money with Amber Kanwar](https://stenobird.com/podcast/in-the-money-with-amber-kanwar-7168627) Published: 2026-07-17T18:30:00+00:00 Episode link: https://share.transistor.fm/s/5ffb9e79 Audio file: https://media.transistor.fm/5ffb9e79/6875f1e5.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/in-the-money-with-amber-kanwar-7168627/episodes/special-feature-the-cross-border-wealth-guide-what-most-people-get-wrong Duration seconds: 744 ## Resource Political tensions are prompting more Americans to consider moving to Canada—and more Canadians are returning home—but the financial implications are far more complicated than most people realize. On this special episode of In the Money with Amber Kanwar, Harp Sandhu, Founder, Senior Wealth Advisor and Portfolio Manager at Sandhu Wealth and author of Welcome Home, Eh?: A Guide for Canadians (Old and New) to Navigate Moving to Canada from the U.S. , breaks down the costly financial traps that can come with a cross-border move—from mishandling retirement accounts and tax residency to overlooking investment restrictions, healthcare gaps, real estate considerations, and even the rules around bringing a car or wine collection into Canada. Harp also discusses why he's seeing a surge in cross-border consultations, why timing matters when changing tax residency, the biggest mistakes people make when relocating, and why AI still can't replace expert advice when it comes to complex cross-border financial planning. Whether you're thinking about moving now or simply want to understand the financial realities of living and investing across Canada and the U.S., this episode is packed with practical insights. This episode is brought to you by our partners at Raymond James. Visit https://raymondjames.ca today to discover how you can live a life well planned. Timestamps 00:00 Intro 01:10 The changing nature of Canadians coming back to Canada 03:00 The mistakes people make when coming back to Canada 04:30 Is there a golden rule when moving back or does it vary from person to person? 07:00 The unexpected implications 10:25 How has AI changed the game? Sponsors For over 25 years, Raymond James has been helping Canadians achieve their financial goals. Visit https:// raymondjames.ca today t… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/in-the-money-with-amber-kanwar-7168627/episodes/special-feature-the-cross-border-wealth-guide-what-most-people-get-wrong/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/in-the-money-with-amber-kanwar-7168627/special-feature-the-cross-border-wealth-guide-what-most-people-get-wrong.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.