# Are people saving enough for retirement?

Page: https://stenobird.com/podcast/ifs-zooms-in-the-economy-638796/are-people-saving-enough-for-retirement
Text version: https://stenobird.com/podcast/ifs-zooms-in-the-economy-638796/are-people-saving-enough-for-retirement.md
Podcast: [IFS Zooms In: The Economy](https://stenobird.com/podcast/ifs-zooms-in-the-economy-638796)
Published: 2026-07-31T14:52:07+00:00
Episode link: https://ifs.org.uk/podcasts-explainers-and-calculators/podcasts
Audio file: https://sphinx.acast.com/p/open/s/5ea004d9fbcc383829c71657/e/6a5dff38c8941e69915c3443/media.mp3
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Duration seconds: 3031

## Resource

The government has launched a new Pensions Commission, raising the prospect of significant changes to how people save for retirement. Are people currently saving enough? Should minimum workplace pension contributions rise? And what should the government do about low pension saving among the self-employed? Christine Farquharson is joined by IFS researchers Jonathan Cribb and Heidi Karjalainen to examine what future pensioners can expect. They discuss what counts as an adequate retirement income, how housing and inheritances affect people’s needs, and why the right policy may differ across generations. They also explore whether people should be encouraged to save more at particular stages of their working lives, and whether policymakers should be concerned about people drawing on their pension wealth before reaching state pension age. Become a member: https://ifs.org.uk/individual-membership Find out more: https://ifs.org.uk/podcasts-explainers-and-calculators/podcasts Hosted on Acast. See acast.com/privacy for more information.

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## Transcript

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