# Bread Financial’s Jyoti Menon is Building Product to Change Consumer Habits

Page: https://stenobird.com/podcast/humans-of-fintech-6728079/bread-financial-s-jyoti-menon-is-building-product-to-change-consumer-habits
Text version: https://stenobird.com/podcast/humans-of-fintech-6728079/bread-financial-s-jyoti-menon-is-building-product-to-change-consumer-habits.md
Podcast: [Humans of Fintech](https://stenobird.com/podcast/humans-of-fintech-6728079)
Published: 2026-06-17T13:00:00+00:00
Episode link: https://wtfintech.captivate.fm
Audio file: https://episodes.captivate.fm/episode/70c3f880-8c43-4714-b43d-2c4dfcfbcc9e.mp3
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JSON: https://stenobird.com/v1/public/podcasts/humans-of-fintech-6728079/episodes/bread-financial-s-jyoti-menon-is-building-product-to-change-consumer-habits
Duration seconds: 2324

## Resource

From helping launch Apple Pay at Citi to leading product across servicing, engagement, rewards, and customer experience at Bread Financial, Jyoti Menon has had a front-row seat to how financial services actually evolve. Jyoti has spent her career building at the intersection of finance, payments, and product — long before “fintech” became the industry it is today. Nicole Casperson and Menon sit down live on the showroom floor of Fintech Meetup in the Humans of Fintech podcast booth to discuss her career path, product development strategies, and the evolving role of AI in fintech. 🎧 Hit play to learn how today’s leaders are scaling across borders and shaping a more connected financial future. SPONSORED BY FINTECH MEETUP Fintech Meetup brings together leaders from banks, fintechs, credit unions, and investing firms for 50,000+ one-to-one meetings designed to drive real partnerships and real ROI.

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## Transcript

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