# Why the Surviving Spouse Carries More Risk Page: https://stenobird.com/podcast/how-to-retire-on-time-6974466/why-the-surviving-spouse-carries-more-risk Text version: https://stenobird.com/podcast/how-to-retire-on-time-6974466/why-the-surviving-spouse-carries-more-risk.md Podcast: [How to Retire on Time](https://stenobird.com/podcast/how-to-retire-on-time-6974466) Published: 2026-09-11T12:00:00+00:00 Episode link: https://share.transistor.fm/s/1fe7b82e Audio file: https://media.transistor.fm/1fe7b82e/a6d5bde9.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/why-the-surviving-spouse-carries-more-risk Duration seconds: 627 ## Resource Michael Decker, NSSA® walks through the tax risk, longevity risk, healthcare risk, and other risks unique to the spouse who lives longer, and what many people miss when putting together a retirement plan. The following is from Mike’s weekly webinar. Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/why-the-surviving-spouse-carries-more-risk/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/how-to-retire-on-time-6974466/why-the-surviving-spouse-carries-more-risk.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.