# Why Tax Planning Starts with Where to Put Your Savings

Page: https://stenobird.com/podcast/how-to-retire-on-time-6974466/why-tax-planning-starts-with-where-to-put-your-savings
Text version: https://stenobird.com/podcast/how-to-retire-on-time-6974466/why-tax-planning-starts-with-where-to-put-your-savings.md
Podcast: [How to Retire on Time](https://stenobird.com/podcast/how-to-retire-on-time-6974466)
Published: 2026-09-15T12:00:00+00:00
Episode link: https://share.transistor.fm/s/932bb975
Audio file: https://media.transistor.fm/932bb975/822797a6.mp3
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JSON: https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/why-tax-planning-starts-with-where-to-put-your-savings
Duration seconds: 477

## Resource

Where your money goes and when you want to pull it out shapes the planning on where you should place it in the first place. The 401(k) is only one place to save for retirement. Michael Decker, NSSA® answers a viewer question on where to put retirement savings, and why the right answer depends on how old you are, when you want to retire, and what tax opportunities are available. The following is from Mike’s weekly webinar. Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

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## Transcript

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