# When Roth Conversions Might Not Be the Right Move Page: https://stenobird.com/podcast/how-to-retire-on-time-6974466/when-roth-conversions-might-not-be-the-right-move Text version: https://stenobird.com/podcast/how-to-retire-on-time-6974466/when-roth-conversions-might-not-be-the-right-move.md Podcast: [How to Retire on Time](https://stenobird.com/podcast/how-to-retire-on-time-6974466) Published: 2026-09-03T12:00:00+00:00 Episode link: https://share.transistor.fm/s/0ff6ba74 Audio file: https://media.transistor.fm/0ff6ba74/9727ce12.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/when-roth-conversions-might-not-be-the-right-move Duration seconds: 370 ## Resource A high income earner asks about all the Roth conversion hype, and Michael Decker, NSSA® explains why her situation is when that advice falls apart. The following is from Mike’s weekly webinar. Ready to build a retirement plan around your life, not a product? Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free This content is for educational purposes only and is not financial advice. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/when-roth-conversions-might-not-be-the-right-move/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/how-to-retire-on-time-6974466/when-roth-conversions-might-not-be-the-right-move.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.