# When Roth Conversion Don’t Apply in Retirement

Page: https://stenobird.com/podcast/how-to-retire-on-time-6974466/when-roth-conversion-don-t-apply-in-retirement
Text version: https://stenobird.com/podcast/how-to-retire-on-time-6974466/when-roth-conversion-don-t-apply-in-retirement.md
Podcast: [How to Retire on Time](https://stenobird.com/podcast/how-to-retire-on-time-6974466)
Published: 2026-08-31T12:00:00+00:00
Episode link: https://share.transistor.fm/s/b7280ed0
Audio file: https://media.transistor.fm/b7280ed0/3bd4e1ef.mp3
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JSON: https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/when-roth-conversion-don-t-apply-in-retirement
Duration seconds: 961

## Resource

Many advisors talk about converting to a Roth before taxes go up. Michael Decker, NSSA® says most retirees with a million dollars or less should be doing something else entirely. The following is from Mike’s weekly webinar. Ready to build a retirement plan around your life, not a product? Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free This content is for educational purposes only and is not financial advice.

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## Transcript

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