# The Retirement Planning Order Almost Nobody Actually Follows Page: https://stenobird.com/podcast/how-to-retire-on-time-6974466/the-retirement-planning-order-almost-nobody-actually-follows Text version: https://stenobird.com/podcast/how-to-retire-on-time-6974466/the-retirement-planning-order-almost-nobody-actually-follows.md Podcast: [How to Retire on Time](https://stenobird.com/podcast/how-to-retire-on-time-6974466) Published: 2026-08-10T12:00:00+00:00 Episode link: https://share.transistor.fm/s/af419ecc Audio file: https://media.transistor.fm/af419ecc/989e6af9.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/the-retirement-planning-order-almost-nobody-actually-follows Duration seconds: 1571 ## Resource Most retirement plans start with picking a product. This breaks down why that's backwards, and walks through the order that's supposed to come first, illustrated with a real client's numbers. The following is from Mike’s weekly webinar. Ready to build a retirement plan around your life, not a product? Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/the-retirement-planning-order-almost-nobody-actually-follows/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/how-to-retire-on-time-6974466/the-retirement-planning-order-almost-nobody-actually-follows.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.