# The One Thing Nobody Tells You About Annuities Page: https://stenobird.com/podcast/how-to-retire-on-time-6974466/the-one-thing-nobody-tells-you-about-annuities Text version: https://stenobird.com/podcast/how-to-retire-on-time-6974466/the-one-thing-nobody-tells-you-about-annuities.md Podcast: [How to Retire on Time](https://stenobird.com/podcast/how-to-retire-on-time-6974466) Published: 2026-08-11T12:00:00+00:00 Episode link: https://share.transistor.fm/s/4de9e9b9 Audio file: https://media.transistor.fm/4de9e9b9/9849361d.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/the-one-thing-nobody-tells-you-about-annuities Duration seconds: 942 ## Resource An income annuity isn't actually an investment at all, and once you see what it really is, the whole "annuities are good or bad" debate stops making sense. The following is from Mike’s weekly webinar. Ready to build a retirement plan around your life, not a product? Get the free book, access to tools, and more👉 https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/the-one-thing-nobody-tells-you-about-annuities/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/how-to-retire-on-time-6974466/the-one-thing-nobody-tells-you-about-annuities.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.