# Mike Admits Too Much Guaranteed Income Can Actually Hurt You Page: https://stenobird.com/podcast/how-to-retire-on-time-6974466/mike-admits-too-much-guaranteed-income-can-actually-hurt-you Text version: https://stenobird.com/podcast/how-to-retire-on-time-6974466/mike-admits-too-much-guaranteed-income-can-actually-hurt-you.md Podcast: [How to Retire on Time](https://stenobird.com/podcast/how-to-retire-on-time-6974466) Published: 2026-07-22T12:00:00+00:00 Episode link: https://share.transistor.fm/s/f944ab55 Audio file: https://media.transistor.fm/f944ab55/ec5bfc4a.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/mike-admits-too-much-guaranteed-income-can-actually-hurt-you Duration seconds: 648 ## Resource The following is a clip from Mike's weekly show. The guy who sells annuities just told his own audience not to buy too much guaranteed income, and the reason why flips the usual retirement advice on its head. Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉 RetireOnTime.com/Free This is for educational purposes only and is not financial advice. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/mike-admits-too-much-guaranteed-income-can-actually-hurt-you/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/how-to-retire-on-time-6974466/mike-admits-too-much-guaranteed-income-can-actually-hurt-you.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.