# How to Plan for a Big Expense in Retirement Page: https://stenobird.com/podcast/how-to-retire-on-time-6974466/how-to-plan-for-a-big-expense-in-retirement Text version: https://stenobird.com/podcast/how-to-retire-on-time-6974466/how-to-plan-for-a-big-expense-in-retirement.md Podcast: [How to Retire on Time](https://stenobird.com/podcast/how-to-retire-on-time-6974466) Published: 2026-09-18T12:00:00+00:00 Episode link: https://share.transistor.fm/s/01d95d50 Audio file: https://media.transistor.fm/01d95d50/50f1a2b7.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/how-to-plan-for-a-big-expense-in-retirement Duration seconds: 388 ## Resource How do you fit the large bills in your retirement plan? New roof? New car? Michael Decker, NSSA® answers a viewer question on planning around a big one-time expense and why it may make more sense to be dynamic about your future expenses as opposed to trying to map everything out. The following is from Mike’s weekly webinar. Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/how-to-plan-for-a-big-expense-in-retirement/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/how-to-retire-on-time-6974466/how-to-plan-for-a-big-expense-in-retirement.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.