# You Suck at Investing. | How Money Works Page: https://stenobird.com/podcast/how-money-works-7289568/you-suck-at-investing-how-money-works Text version: https://stenobird.com/podcast/how-money-works-7289568/you-suck-at-investing-how-money-works.md Podcast: [How Money Works](https://stenobird.com/podcast/how-money-works-7289568) Published: 2026-07-24T04:42:00+00:00 Episode link: https://traffic.megaphone.fm/PODAGEN1691082025.mp3?updated=1778655928 Audio file: https://traffic.megaphone.fm/PODAGEN1691082025.mp3?updated=1778655928 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/how-money-works-7289568/episodes/you-suck-at-investing-how-money-works Duration seconds: 957 ## Resource You Suck at Investing. Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks Sign up for my newsletter https://compoundeddaily.com 👈 ----- Investing is the most important thing you can do to reliably build wealth during your life. The only problem is… you inevitably suck at it… The S&P 500 has a historical average return of 10.4% over the past 100 years, even when including all the major stock market downturns during that time. $10,000 invested in 1972 would be worth $1.7 Million today. But look around, and you will be hard pressed to find anybody who has made themselves wealthy EXCLUSIVELY through diligent investing practices. Research done by Dalbar Inc an investment research firm found that the average equity fund investor only made average annualized returns of 4.25% over the past 20 years. To understand how big a difference this truly is, the same investor getting those returns would only turn their initial $10,000 investment into $83,000 today over the same 50 year period.People are terrible at investing, YOU are terrible at investing, and even finance industry professionals are buy and large… terrible at investing. The only real solution is to stop trying. #Investing #PersonalFinance #HowMoneyWorks Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podca… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/how-money-works-7289568/episodes/you-suck-at-investing-how-money-works/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/how-money-works-7289568/you-suck-at-investing-how-money-works.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.