# Ep. 22 - Frugality is Hard to Afford with Yesim Orhun and Mike Palazzolo

Page: https://stenobird.com/podcast/how-i-wrote-this-6570691/ep-22-frugality-is-hard-to-afford-with-yesim-orhun-and-mike-palazzolo
Text version: https://stenobird.com/podcast/how-i-wrote-this-6570691/ep-22-frugality-is-hard-to-afford-with-yesim-orhun-and-mike-palazzolo.md
Podcast: [How I Wrote This](https://stenobird.com/podcast/how-i-wrote-this-6570691)
Published: 2025-10-18T10:00:00+00:00
Episode link: https://podcasters.spotify.com/pod/show/hiwtpod/episodes/Ep--22---Frugality-is-Hard-to-Afford-with-Yesim-Orhun-and-Mike-Palazzolo-e39lpc9
Audio file: https://anchor.fm/s/e65a8714/podcast/play/109814601/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2025-9-17%2F1915be00-9158-a5be-89f7-03f93ccdf8e1.mp3
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Duration seconds: 2745

## Resource

For some, the strategies that save money require money they don't have . This episode explores the "poverty penalty" and how financial constraints make saving money a challenge for lower-income households. Join JMR Co-Editor Brett Gordon as he speaks with Yesim Orhun (University of Michigan) and Mike Palazzolo (UC Davis) about their award-winning article, "Frugality is Hard to Afford.

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