# What I Would Tell My Young Investor Self 10 Years Ago Page: https://stenobird.com/podcast/hidden-money-podcast-6320033/what-i-would-tell-my-young-investor-self-10-years-ago Text version: https://stenobird.com/podcast/hidden-money-podcast-6320033/what-i-would-tell-my-young-investor-self-10-years-ago.md Podcast: [Hidden Money Podcast](https://stenobird.com/podcast/hidden-money-podcast-6320033) Published: 2026-07-14T13:50:55+00:00 Episode link: https://share.transistor.fm/s/e818727d Audio file: https://media.transistor.fm/e818727d/2e597be6.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/hidden-money-podcast-6320033/episodes/what-i-would-tell-my-young-investor-self-10-years-ago Duration seconds: 2045 ## Resource On this episode Mike and Kevin take a time machine back to their own early investing years and lay out, in specific dollar terms, everything they'd do differently, from the house Mike was too scared to buy to the oil and gas deal that turned out to be a Ponzi scheme. Along the way they break down fixed vs. variable debt, tax-advantaged real estate, and why the tax code rewards people willing to take a calculated risk. Get in touch: https://www.revotaxpayer.com/?utm_source=revo-taxpayer&utm_medium=podcast&utm_campaign=ep-s4e19-young-investor-self&utm_content=show-notes#contact Take our 5 minute tax assessment: https://www.revotaxpayer.com/?utm_source=revo-taxpayer&utm_medium=podcast&utm_campaign=ep-s4e19-young-investor-self&utm_content=show-notes#resources Connect With Us Website: https://www.revotaxpayer.com/ Facebook: https://www.facebook.com/revotaxpayer/ Instagram: https://www.instagram.com/revotaxpayer/ LinkedIn: https://www.linkedin.com/company/revo-taxpayer-advocacy YouTube: https://www.youtube.com/@HiddenMoneyPodcast Chapters [00:00] Introduction [00:02] Real estate regrets begin [00:05] Don't try to time the market [00:07] Kevin's first home and the first-time buyer credit [00:09] Buying a commercial property against their own tax practice [00:11] Debt is dessert [00:12] The 10X leverage example [00:13] Fixed vs. variable debt [00:15] The oil and gas investment that became a Ponzi scheme [00:17] Kevin's grandfather's investing rule [00:19] Why CPAs are bad at following their own advice [00:21] Tax-advantaged real estate vs. stock dividends [00:23] Maxing your 401(k) match [00:24] Don't be scared [00:27] The oil and gas tax math [00:28] Why the tax incentive exists [00:31] Closing thoughts ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/hidden-money-podcast-6320033/episodes/what-i-would-tell-my-young-investor-self-10-years-ago/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/hidden-money-podcast-6320033/what-i-would-tell-my-young-investor-self-10-years-ago.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.