# S4E7: Why Most Australians Will Never Build Wealth (Perth Sydney Melbourne Adelaide Property Market)

Page: https://stenobird.com/podcast/helpmebuy-property-podcast-6379945/s4e7-why-most-australians-will-never-build-wealth-perth-sydney-melbourne-adelaide-property-market
Text version: https://stenobird.com/podcast/helpmebuy-property-podcast-6379945/s4e7-why-most-australians-will-never-build-wealth-perth-sydney-melbourne-adelaide-property-market.md
Podcast: [Helpmebuy Property Podcast](https://stenobird.com/podcast/helpmebuy-property-podcast-6379945)
Published: 2026-03-20T23:00:00+00:00
Episode link: https://shows.acast.com/helpmebuypropertypodcast/episodes/why-most-australians-will-never-build-wealth-perth-sydney-me
Audio file: https://sphinx.acast.com/p/open/s/65987b47d411280017b3d961/e/69bc8ac81a160b44db70fa66/media.mp3
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JSON: https://stenobird.com/v1/public/podcasts/helpmebuy-property-podcast-6379945/episodes/s4e7-why-most-australians-will-never-build-wealth-perth-sydney-melbourne-adelaide-property-market
Duration seconds: 1768

## Resource

Property investing Australia | Australian property market 2026 | Perth property market | Sydney property market | Melbourne property market | Adelaide property market | Superannuation Australia | Build property portfolio Australia Most Australians think super will take care of their retirement. The reality is… it won’t. In Part 2 of the Help Me Buy Property Podcast, Moxin Reza (Investor Partner Group) and wealth strategist Hugo break down the real reasons why most Australians struggle to build wealth through property investing. From superannuation myths to negative gearing traps and poor strategy decisions, this episode explains why many investors in Sydney, Melbourne, Perth and Adelaide stay stuck with one or two properties… while others scale to 3, 5 or even 10+ investment properties. What’s happening in the Australian property market right now The Australian property market in 2026 is not moving evenly. • Perth property market continues to show strong growth and demand • Adelaide property market remains one of the most consistent performers • Sydney property market is facing affordability pressure but long-term demand remains strong • Melbourne property market is going through a slower phase with opportunity emerging This creates a two-speed market, where strategy matters more than ever. In this episode, we cover: • Why the average Australian super balance is not enough for retirement • How to use property investing inside super (SMSF strategy) • The truth about capital gains tax (CGT) inside vs outside super • Why buy and hold alone is not enough to build wealth • The problem with negative gearing as a core strategy • How investors use equity to build property portfolios faster • Why many investors get stuck after 1–2 properties • The difference between high income…

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## Transcript

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