# Climate Risk and Insurance - Raghavendra Rau Page: https://stenobird.com/podcast/gresham-college-lectures-4610199/climate-risk-and-insurance-raghavendra-rau Text version: https://stenobird.com/podcast/gresham-college-lectures-4610199/climate-risk-and-insurance-raghavendra-rau.md Podcast: [Gresham College Lectures](https://stenobird.com/podcast/gresham-college-lectures-4610199) Published: 2026-03-03T16:00:00+00:00 Episode link: https://www.buzzsprout.com/1904814/episodes/18782285-climate-risk-and-insurance-raghavendra-rau.mp3 Audio file: https://www.buzzsprout.com/1904814/episodes/18782285-climate-risk-and-insurance-raghavendra-rau.mp3 Processing state: processed JSON: https://stenobird.com/v1/public/podcasts/gresham-college-lectures-4610199/episodes/climate-risk-and-insurance-raghavendra-rau Duration seconds: 3589 ## Resource Watch the Q&A session here: https://youtu.be/Hwl0YRRaHgE Why did coastal homeowners lose insurance while UK energy bills spiked after Russia’s invasion? Because risks started moving together. In this lecture, I show how climate extremes and geopolitics create synchronized shocks that overwhelm insurers and energy suppliers, pushing up premiums and bills. I discuss the basics of risk pooling, why it breaks under correlation, and what realistic fixes look like—from parametric policies and ... ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/gresham-college-lectures-4610199/episodes/climate-risk-and-insurance-raghavendra-rau/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/gresham-college-lectures-4610199/climate-risk-and-insurance-raghavendra-rau.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.