# 377: Graduate PLUS Loans Are Ending: What You Need to Know Before Accepting an Offer

Page: https://stenobird.com/podcast/grad-school-femtoring-inclusive-grad-school-stories-personal-development-and-productivity-tips-for-first-gen-bipocs-20584/377-graduate-plus-loans-are-ending-what-you-need-to-know-before-accepting-an-offer
Text version: https://stenobird.com/podcast/grad-school-femtoring-inclusive-grad-school-stories-personal-development-and-productivity-tips-for-first-gen-bipocs-20584/377-graduate-plus-loans-are-ending-what-you-need-to-know-before-accepting-an-offer.md
Podcast: [Grad School Femtoring: Inclusive Grad School Stories, Personal Development, and Productivity Tips for  First-Gen BIPOCs](https://stenobird.com/podcast/grad-school-femtoring-inclusive-grad-school-stories-personal-development-and-productivity-tips-for-first-gen-bipocs-20584)
Published: 2026-06-19T07:00:00+00:00
Episode link: https://www.gradschoolfemtoring.com
Audio file: https://pscrb.fm/rss/p/prfx.byspotify.com/e/genuina.simplecastaudio.com/aa1399a4-dc5e-4a57-840d-0cb1caf5259b/episodes/574b2b28-5d7a-4d2a-9beb-e9b1066c65f5/audio/128/default.mp3?aid=rss_feed&awCollectionId=aa1399a4-dc5e-4a57-840d-0cb1caf5259b&awEpisodeId=574b2b28-5d7a-4d2a-9beb-e9b1066c65f5&feed=RhhQsM37
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Duration seconds: 1321

## Resource

In this episode of the Grad School Femtoring Podcast, I discuss one of the most significant recent changes to graduate education financing: the end of Graduate PLUS loans and what this means for prospective and current graduate students. Drawing from years of experience supporting first-generation and BIPOC students through graduate admissions and funding decisions, I explain how this policy change may affect master's, PhD, and professional degree students and why understanding the true cost of graduate school matters now more than ever. I walk you through several funding scenarios, clarify common misconceptions about grad school loans, and share the questions every student should ask before accepting an offer of admission. Throughout the episode, I highlight the hidden curriculum of graduate school financing and offer practical strategies to help you make informed decisions about borrowing, funding gaps, and long-term financial planning.

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