# Encore: Nicole + Michael Pay Off $53,146.39

Page: https://stenobird.com/podcast/get-the-hell-out-of-debt-633498/encore-nicole-michael-pay-off-53-146-39
Text version: https://stenobird.com/podcast/get-the-hell-out-of-debt-633498/encore-nicole-michael-pay-off-53-146-39.md
Podcast: [Naked Money Meetings](https://stenobird.com/podcast/get-the-hell-out-of-debt-633498)
Published: 2026-08-26T07:00:00+00:00
Episode link: https://pscrb.fm/rss/p/traffic.megaphone.fm/CTL2895439215.mp3
Audio file: https://pscrb.fm/rss/p/traffic.megaphone.fm/CTL2895439215.mp3
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JSON: https://stenobird.com/v1/public/podcasts/get-the-hell-out-of-debt-633498/episodes/encore-nicole-michael-pay-off-53-146-39
Duration seconds: 2485

## Resource

We’re replaying this episode because Nicole and Michael show what can happen when two people stop waiting to feel motivated at the same time and start working the same plan. For Nicole and Michael, Erin’s book Get The Hell Out Of Debt showed up at exactly the right time. What started as curiosity quickly turned into action, and that action turned into over $53,000 in debt paid off. If you’ve ever felt like you and your partner are taking turns being “the motivated one,” this story is for you.  With two kids, busy careers, and the rising costs of everyday life, finding Get the Hell Out of Debt gave them a process they could both commit to and the structure they needed. Listen to this episode to learn how they did it! Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by OneSkin. OneSkin is helping you unlock your healthiest skin now and as you age. For a limited time, try OneSkin with 15% off using code ERIN at oneskin.co/ERIN  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

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## Transcript

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