# Falling Mortgage Rates Without Fed Action—What Gives?

Page: https://stenobird.com/podcast/get-real-with-eddie-6707833/falling-mortgage-rates-without-fed-action-what-gives
Text version: https://stenobird.com/podcast/get-real-with-eddie-6707833/falling-mortgage-rates-without-fed-action-what-gives.md
Podcast: [Get Real With Eddie](https://stenobird.com/podcast/get-real-with-eddie-6707833)
Published: 2026-03-07T00:17:44+00:00
Episode link: https://Getrealwitheddie.podbean.com/e/falling-mortgage-rates-without-fed-action%e2%80%94what-gives/
Audio file: https://mcdn.podbean.com/mf/web/epig6dey8vbbviqn/3-4-26.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/get-real-with-eddie-6707833/episodes/falling-mortgage-rates-without-fed-action-what-gives
Duration seconds: 3337

## Resource

Eddie Ruettiger and Nancy Vallee with EXIT Real Estate Specialists as they take a deep dive into the latest trends shaping the housing market. In this episode, they discuss whether mortgage rates are actually coming down even without a Fed rate reduction, what that means for buyers and sellers, and how housing affordability has shifted in recent months. Eddie and Nancy break down the latest building activity, highlighting where the market is gaining momentum and where it’s still slowing. They also explore whether rates have reached the “magical number” that makes buying more accessible, and share insights on why the housing market slowed in January—plus what it could mean for the rest of the year. Whether you’re a first-time buyer, seasoned investor, or simply keeping an eye on market trends, this episode gives you the real, actionable information you need to make smart housing decisions in today’s market. #HousingMarket #MortgageRates #HomeBuying #RealEstateUpdate #EddieRuettiger #NancyVallee #EXITRealEstateSpecialists #HousingAffordability #BuildingActivity #InterestRates #MarketTrends #RealEstateTips 00:00:00 – Are rates coming down without the Fed rate lowering00:13:58 – Housing affordability has shifted00:22:16 – Building activity has gained ground00:36:19 – Have rates hit the magical number00:44:24 – Why do you think the housing market slowed in January

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## Transcript

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