# Should I Invest, Pay Down Debt or Save?

Page: https://stenobird.com/podcast/friends-that-invest-3054545/should-i-invest-pay-down-debt-or-save
Text version: https://stenobird.com/podcast/friends-that-invest-3054545/should-i-invest-pay-down-debt-or-save.md
Podcast: [Friends That Invest](https://stenobird.com/podcast/friends-that-invest-3054545)
Published: 2026-03-09T16:00:00+00:00
Episode link: https://shows.acast.com/girls-that-invest/episodes/should-i-invest-pay-down-debt-or-save
Audio file: https://sphinx.acast.com/p/open/s/6525c35d79959c001211baf6/e/69a898f4345da197e00a6a95/media.mp3
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JSON: https://stenobird.com/v1/public/podcasts/friends-that-invest-3054545/episodes/should-i-invest-pay-down-debt-or-save
Duration seconds: 926

## Resource

This week, Sim breaks down exactly what to do when you come into a lump sum of money, from a $10,000 bonus to a $40,000 windfall, using her simple decision matrix. She covers the order of operations for tackling high interest debt, building a three to six month emergency fund, and deciding when to invest so you can feel confident you are making a smart move. If you have been wondering whether to pay down debt or invest, this episode gives you a clear plan to protect your future and stop feeling overwhelmed. Watch the episode on Youtube here For more Friends That Invest: Stock Market Tea newsletter : build financial freedom in under 5 minutes a week. Join 115,000+ investors in training. Instagram TikTok Twitter Facebook Hosted on Acast. See acast.com/privacy for more information.

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## Transcript

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