# Agentic banking and the future of AI-driven financial control (Part 2)

Page: https://stenobird.com/podcast/fraud-forward-6896520/agentic-banking-and-the-future-of-ai-driven-financial-control-part-2
Text version: https://stenobird.com/podcast/fraud-forward-6896520/agentic-banking-and-the-future-of-ai-driven-financial-control-part-2.md
Podcast: [Fraud Forward](https://stenobird.com/podcast/fraud-forward-6896520)
Published: 2026-04-01T08:00:00+00:00
Episode link: https://www.sardine.ai/media/fraud-forward
Audio file: https://episodes.captivate.fm/episode/a5e059d2-0c9c-4fc2-8c0e-08087d0cc8d7.mp3
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JSON: https://stenobird.com/v1/public/podcasts/fraud-forward-6896520/episodes/agentic-banking-and-the-future-of-ai-driven-financial-control-part-2
Duration seconds: 1945

## Resource

What’s up fraud fighters, and welcome to Fraud Forward! This episode picks right back up in one of the most important places this conversation could go: what happens after we move past the shiny AI headlines and start talking about control, governance, disputes, and real accountability inside financial services. Because that is the real conversation around agentic banking. Not just whether AI in banking is possible. Not just whether customers will use it. But whether banks are ready to govern it responsibly when AI agents in banking start influencing payments, authorization, disputes, and customer trust. What I really appreciated about this part of the conversation is that we did not stay at the hype layer. We got into what agentic payments actually require if institutions want to use them safely. We talked about AI governance in banking, AI transaction monitoring, banking compliance and AI, and what it means to preserve trust when AI banking transactions start happening closer to the customer. And that matters. Because if agentic banking is going to become part of the future of financial services AI, then we have to build it with intention. We have to build it with controls. And we have to make sure trust infrastructure in banking grows with the technology instead of getting left behind by it. What you’ll hear in this episode How agentic banking can solve real customer friction in ways traditional digital banking tools often cannot Why AI agents in banking create new questions around governance, accountability, and control How AI payment authorization, OTP checks, and layered safeguards can help make AI banking transactions safer Why banking compliance and AI need stronger context sharing, better auditability, and clearer ownership How AI transaction monitoring may ne…

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## Transcript

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