# Taking Cashflow Analytics Beyond the Underwriting Decision Page: https://stenobird.com/podcast/fintech-business-podcast-6417761/taking-cashflow-analytics-beyond-the-underwriting-decision Text version: https://stenobird.com/podcast/fintech-business-podcast-6417761/taking-cashflow-analytics-beyond-the-underwriting-decision.md Podcast: [Fintech Business Podcast](https://stenobird.com/podcast/fintech-business-podcast-6417761) Published: 2026-07-15T12:59:00+00:00 Episode link: https://fintechbusinessweekly.substack.com/p/taking-cashflow-analytics-beyond Audio file: https://api.substack.com/feed/podcast/207012320/6dd46049040f16b537dc3183d729b6af.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/fintech-business-podcast-6417761/episodes/taking-cashflow-analytics-beyond-the-underwriting-decision Duration seconds: 2116 ## Resource In this episode, I had the chance to speak Brian Reshefsky, founder and CEO of EDGE, the cashflow bureau helping lenders use bank transaction data across the consumer credit lifecycle, and Zuben Matthews, cofounder and CEO of consumer financial management and credit building app Brigit. We had the chance to discuss: * How they think about cashflow-based scoring and underwriting, from both a B2B and a consumer perspective * Uses for cashflow data beyond lending decisions, like lead scoring, loan life cycle management, and cross sell * The intersection of traditional bureau data and cashflow analytics * What it means to be a CRA and why it matters * And much more A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show. And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 92,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/fintech-business-podcast-6417761/episodes/taking-cashflow-analytics-beyond-the-underwriting-decision/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/fintech-business-podcast-6417761/taking-cashflow-analytics-beyond-the-underwriting-decision.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.