# How Tech Is Really Reshaping The Lending Landscape Page: https://stenobird.com/podcast/fintech-business-podcast-6417761/how-tech-is-really-reshaping-the-lending-landscape Text version: https://stenobird.com/podcast/fintech-business-podcast-6417761/how-tech-is-really-reshaping-the-lending-landscape.md Podcast: [Fintech Business Podcast](https://stenobird.com/podcast/fintech-business-podcast-6417761) Published: 2025-10-28T13:42:45+00:00 Episode link: https://fintechbusinessweekly.substack.com/p/how-tech-is-really-reshaping-the Audio file: https://api.substack.com/feed/podcast/177285151/a3d8052277a29a67e3b65d4e128e8d92.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/fintech-business-podcast-6417761/episodes/how-tech-is-really-reshaping-the-lending-landscape Duration seconds: 3555 ## Resource Hey all, Jason here. In this episode, I had the chance to talk with Brian Reshefsky , founder and CEO of cashflow analytics platform EDGE , Timothy Li , cofounder and CEO of orchestration platform LendAPI , and Vincent Zhang, chief growth and strategy officer at Braviant Holdings . We had the chance to discuss: * How different stakeholders across the lending value chain are driving change * What goes into transforming raw transaction data into something that is usable in the underwriting process * How cashflow data can be used to help underwrite borrowers across the credit spectrum * How leveraging cashflow data can improve lenders’ bottom line * And more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/fintech-business-podcast-6417761/episodes/how-tech-is-really-reshaping-the-lending-landscape/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/fintech-business-podcast-6417761/how-tech-is-really-reshaping-the-lending-landscape.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.