# Fintech Recap: What Can We Learn From Coastal’s Earnings Miss? Page: https://stenobird.com/podcast/fintech-business-podcast-6417761/fintech-recap-what-can-we-learn-from-coastal-s-earnings-miss Text version: https://stenobird.com/podcast/fintech-business-podcast-6417761/fintech-recap-what-can-we-learn-from-coastal-s-earnings-miss.md Podcast: [Fintech Business Podcast](https://stenobird.com/podcast/fintech-business-podcast-6417761) Published: 2026-09-02T14:39:43+00:00 Episode link: https://fintechbusinessweekly.substack.com/p/fintech-recap-what-can-we-learn-from-685 Audio file: https://api.substack.com/feed/podcast/213868630/3514a922dc26ed6c649a35abba338cb7.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/fintech-business-podcast-6417761/episodes/fintech-recap-what-can-we-learn-from-coastal-s-earnings-miss Duration seconds: 4045 ## Resource In this episode, Alex and I had the chance to discuss: * How a fintech lending partner drove Coastal Community Bank’s Q2 earnings miss, and what we can learn from it * The reports that the FDIC is working with bank and fintech trade associations to create a “standard setting organization” * A quick update on the bank charter pipeline, including the OCC’s rejection of Wise’s and bunq’s applications * And, as always, what Alex and I can’t let go of A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show. And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/fintech-business-podcast-6417761/episodes/fintech-recap-what-can-we-learn-from-coastal-s-earnings-miss/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/fintech-business-podcast-6417761/fintech-recap-what-can-we-learn-from-coastal-s-earnings-miss.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.