# What It Costs Me: I Didn't Save for Retirement Until I Was 47

Page: https://stenobird.com/podcast/financially-confident-christian-773313/what-it-costs-me-i-didn-t-save-for-retirement-until-i-was-47
Text version: https://stenobird.com/podcast/financially-confident-christian-773313/what-it-costs-me-i-didn-t-save-for-retirement-until-i-was-47.md
Podcast: [Becoming Financially Confident](https://stenobird.com/podcast/financially-confident-christian-773313)
Published: 2026-09-03T22:15:00+00:00
Episode link: https://www.becomingfinanciallyconfident.com/save-for-retirement
Audio file: https://episodes.captivate.fm/episode/cd1f0f9a-e7ec-4cd4-8d15-8b39d60638c2.mp3
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JSON: https://stenobird.com/v1/public/podcasts/financially-confident-christian-773313/episodes/what-it-costs-me-i-didn-t-save-for-retirement-until-i-was-47
Duration seconds: 3341

## Resource

I didn't save a single dollar for retirement until I was 47, and today I'm walking you through what that decision actually cost me. Plus, SNAP benefits are about to change for millions of families, and ground beef just hit $6.89 a pound. https://www.becomingfinanciallyconfident.com This is Becoming Financially Confident , live weekdays from 11:30 AM to 12:30 PM Eastern. I'm Ralph Estep Jr., a licensed public accountant with 30 years of experience, and I'm joined by my cohost Juliet. On Today's Episode: What It Costs Me: I didn't save a dollar for retirement until I was 47, and I show you the real math on what that decision cost me SNAP's family-of-four benefit rises to $1,023 on October 1, but the work requirement now stretches to age 64, and I walk through what that actually means for households affected Ground beef hit $6.89 a pound because cattle herds are at their lowest level in years, and Juliet and I talk through some practical swaps Medicare's open enrollment window opens October 15, and I break down why premiums are projected to climb even after the Social Security cost-of-living bump A car dealership scam making the rounds right now, including the one thing you should always verify before sending a deposit Watch or listen live at https://www.becomingfinanciallyconfident.com/live . Got a money question for me? Send it my way at https://www.becomingfinanciallyconfident.com/question and I'll answer it on the show. Links mentioned in the show: Stamps.com: https://www.becomingfinanciallyconfident.com/stamps WalletHub: https://www.becomingfinanciallyconfident.com/wallet EZ Will & Trust: https://www.becomingfinanciallyconfident.com/ezwill Companies mentioned in this episode: Fidelity WalletHub EasyWill SNAP Medicare Stamps.com

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