# Before We Launch: Inflation, Flood Insurance Deadlines, and Your Money Questions Page: https://stenobird.com/podcast/financially-confident-christian-773313/before-we-launch-inflation-flood-insurance-deadlines-and-your-money-questions Text version: https://stenobird.com/podcast/financially-confident-christian-773313/before-we-launch-inflation-flood-insurance-deadlines-and-your-money-questions.md Podcast: [Becoming Financially Confident](https://stenobird.com/podcast/financially-confident-christian-773313) Published: 2026-08-31T10:15:00+00:00 Episode link: https://www.becomingfinanciallyconfident.com/before-we-launch Audio file: https://episodes.captivate.fm/episode/fd9d9697-b776-41c4-96d6-2a895262a18c.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/financially-confident-christian-773313/episodes/before-we-launch-inflation-flood-insurance-deadlines-and-your-money-questions Duration seconds: 3484 ## Resource Gas is up almost 30% from last year, my flood insurance deadline is closer than I thought, and my paycheck isn't doing what I assumed. This is a preview before our daily live show later today at 11:30 AM Eastern. I'm Ralph Estep Jr., a licensed public accountant with 30 years in the business, and I'm joined by my cohost Juliet Chuang. Starting today, we're live every weekday at 11:30 AM Eastern talking about money without the shame. Takeaways: Inflation affects different expenses differently; gas and groceries may hit harder than the reported average. If you're in a flood zone, make sure to check your flood insurance before the deadline hits. Understanding your credit report is crucial; errors can cost you, so check it regularly. If you're self-employed, set aside 25-30% of your income for taxes to avoid surprises later. Car insurance premiums can drop, but if yours hasn’t, it's time to shop around and save some cash. Be proactive with your finances; start a separate account for tax savings to simplify your money management. You can also watch this on YouTube: https://youtu.be/9OzcGs_cNXo Watch us live today at 11:30 AM Eastern: becomingfinanciallyconfident.com/live Got a money question? Send it to me: becomingfinanciallyconfident.com Links referenced in this episode: becomingfinanciallyconfident.com becomingfinanciallyconfident.com/live becomingfinanciallyconfident.com/wallet fema.gov floodsmart.gov lawdepot.com Companies mentioned in this episode: FEMA TransUnion WalletHub Law Depot Valero ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/financially-confident-christian-773313/episodes/before-we-launch-inflation-flood-insurance-deadlines-and-your-money-questions/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/financially-confident-christian-773313/before-we-launch-inflation-flood-insurance-deadlines-and-your-money-questions.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.