# How This Single Mom Stopped Using Credit Cards and Paid Off $31K of Debt With a Simple Budget System | 575

Page: https://stenobird.com/podcast/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021/how-this-single-mom-stopped-using-credit-cards-and-paid-off-31k-of-debt-with-a-simple-budget-system-575
Text version: https://stenobird.com/podcast/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021/how-this-single-mom-stopped-using-credit-cards-and-paid-off-31k-of-debt-with-a-simple-budget-system-575.md
Podcast: [Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans](https://stenobird.com/podcast/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021)
Published: 2026-06-05T09:15:00+00:00
Episode link: https://budgetbesties.com/
Audio file: https://episodes.captivate.fm/episode/3951fea6-68e0-42e3-a6f5-27798cc4968d.mp3
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JSON: https://stenobird.com/v1/public/podcasts/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021/episodes/how-this-single-mom-stopped-using-credit-cards-and-paid-off-31k-of-debt-with-a-simple-budget-system-575
Duration seconds: 1651

## Resource

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! When Sarah first found Financial Coaching for Women, one phrase stopped her in her tracks: "You make good money but have nothing to show for it." As a single mom, Sarah felt like she should have been further ahead financially. She was earning more than ever before, but still felt stuck. Credit cards, unexpected expenses, and a lack of a clear system kept her spinning her wheels. Fast forward less than a year and Sarah has: ✅ Paid off nearly $32,000 of debt ✅ Stopped using credit cards completely ✅ Built multiple savings buckets ✅ Nearly paid off her home ✅ Created a financial future she's excited about In this episode, Sarah shares exactly what changed, why the Budget Besties system finally clicked for her, and how she's teaching her 10-year-old daughter lessons about money that she wishes she had learned earlier. If you've ever felt like you're making good money but can't seem to get ahead, this episode is for you. In This Episode We Discuss: Why traditional budgeting methods never worked for Sarah The simple checking account change that transformed her spending How savings buckets helped her stay out of debt Paying off nearly $32,000 in less than a year Becoming mortgage-free and what that means for her future Why credit cards kept pulling her back into debt Teaching kids healthy money habits The emotional cost of using debt Why budgeting is a journey, not a quick fix Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax adv…

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