# Roth IRA or 401(k)? Where to invest first with Sean Mullaney / 72

Page: https://stenobird.com/podcast/finance-girlies-money-conversations-for-gen-z-and-millennial-women-7072231/roth-ira-or-401-k-where-to-invest-first-with-sean-mullaney-72
Text version: https://stenobird.com/podcast/finance-girlies-money-conversations-for-gen-z-and-millennial-women-7072231/roth-ira-or-401-k-where-to-invest-first-with-sean-mullaney-72.md
Podcast: [Finance Girlies: Money Conversations for Gen Z and Millennial Women](https://stenobird.com/podcast/finance-girlies-money-conversations-for-gen-z-and-millennial-women-7072231)
Published: 2026-04-22T08:00:00+00:00
Episode link: https://www.buzzsprout.com/2404002/episodes/19046045-roth-ira-or-401-k-where-to-invest-first-with-sean-mullaney-72.mp3
Audio file: https://www.buzzsprout.com/2404002/episodes/19046045-roth-ira-or-401-k-where-to-invest-first-with-sean-mullaney-72.mp3
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Duration seconds: 2402

## Resource

If you’ve spent any time reading personal finance advice, you’ve probably heard the same advice on repeat: max out your Roth IRA. But what if that’s not actually the best move — at least not right now? In this episode, we sit down with advice-only financial planner Sean Mullaney to challenge some of the most common investing advice out there and replace it with something a little more nuanced — and helpful. We talk about how to think about taxes across your lifetime (not just this year), why ...

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## Transcript

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