# 220. Final Days of Open Season: How Premiums, Shutdowns & RIFs Affect You Page: https://stenobird.com/podcast/fedupward-podcast-tips-for-federal-government-employees-624290/220-final-days-of-open-season-how-premiums-shutdowns-rifs-affect-you Text version: https://stenobird.com/podcast/fedupward-podcast-tips-for-federal-government-employees-624290/220-final-days-of-open-season-how-premiums-shutdowns-rifs-affect-you.md Podcast: [FedUpward Podcast - Tips for Federal Government Employees](https://stenobird.com/podcast/fedupward-podcast-tips-for-federal-government-employees-624290) Published: 2025-12-04T14:15:00+00:00 Episode link: https://fedupward.libsyn.com/220-final-days-of-open-season-how-premiums-shutdowns-rifs-affect-you Audio file: https://traffic.libsyn.com/secure/fedupward/NARFE_2025_Mixdown_1_1.mp3?dest-id=1392413 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/fedupward-podcast-tips-for-federal-government-employees-624290/episodes/220-final-days-of-open-season-how-premiums-shutdowns-rifs-affect-you Duration seconds: 750 ## Resource John Hatton, Vice President of Policy and Programs at the National Association of Active and Retired Federal Employees (NARFE), returns to the podcast. John breaks down what federal employees need to know during Open Season—from steep premium increases to how to confidently evaluate changing plans without feeling overwhelmed. He dives into NARFE's member resources, including webinars and expert guidance that help employees and retirees make informed decisions that could save thousands annually. John also unpacks the latest developments from Capitol Hill: back pay assurances, the temporary halt on RIFs, appropriations updates, and what federal workers should expect as another budget deadline approaches. If you want clarity on your benefits and what's ahead for the federal workforce, this episode is a must-listen. Join NARFE: https://members.narfe.org/ Connect with Love: Coaching: https://www.fedupwardcoaching.com/ LinkedIn: www.linkedin.com/in/love-rutledge Facebook: facebook.com/fedupward ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/fedupward-podcast-tips-for-federal-government-employees-624290/episodes/220-final-days-of-open-season-how-premiums-shutdowns-rifs-affect-you/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/fedupward-podcast-tips-for-federal-government-employees-624290/220-final-days-of-open-season-how-premiums-shutdowns-rifs-affect-you.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.