# The Borrowing Hack That Added $200K Overnight (Just By Asking) | EP 8 | FAT PROFITS PODCAST

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Text version: https://stenobird.com/podcast/fat-profits-podcast-property-finance-more-7770311/the-borrowing-hack-that-added-200k-overnight-just-by-asking-ep-8-fat-profits-podcast.md
Podcast: [Fat Profits Podcast - Property, Finance & More](https://stenobird.com/podcast/fat-profits-podcast-property-finance-more-7770311)
Published: 2026-05-05T20:00:00+00:00
Episode link: https://rss.com/podcasts/fat-profits-podcast-finance-property-more/2795397
Audio file: https://content.rss.com/episodes/378317/2795397/fat-profits-podcast-finance-property-more/2026_05_05_11_07_37_116d09b5-7865-4401-a4fb-372c36f0f0f5.mp3
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Duration seconds: 1851

## Resource

Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey What if one conversation could unlock $200K in borrowing power you didn't even know you had? Sounds too good to be true — but it's not. Most people never ask. And that's exactly why they stay stuck 💰 In this episode, Corey and Ben unpack the strategies that actually move the needle on your borrowing capacity — from the simple stuff like asking for a pay rise (seriously, just ask) to the things nobody talks about, like how your relationship status, your kids, and your spending habits are quietly destroying your ability to borrow 🏠 We also get into some wild real-life investor stories, including one that'll make you rethink what's possible when you stop playing it safe and start playing it smart 🔥 Here's what we cover: 💰 The $200K borrowing hack — how one simple ask changed everything 📈 Why a pay rise is the fastest way to boost your borrowing power 💳 The types of debt that are secretly tanking your capacity 👫 How your partner (and your kids) affect what the banks will lend you 🏡 Rent vesting — why living where you want and investing where the money is actually works 📊 How to decrease expenses on paper and in reality to unlock more lending 🤯 Extreme investor success story — this one's going to blow your mind 📐 Scenario of the week: high-value equity growth breakdown Corey drops a truth bomb in this one — "you can't get rid of a kid" — but you CAN restructure everything around your life to maximise what the banks will give you. It's not about earning more, it's about positioning smarter 🧠 Whether you're trying to crack into the market, looking to a…

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## Transcript

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