# Waiting to Buy a Home Could Cost You Hundreds More Each Month

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Podcast: [Everyday Economics](https://stenobird.com/podcast/everyday-economics-5552046)
Published: 2026-08-28T16:00:00+00:00
Episode link: https://www.americastalking.com/
Audio file: https://afp-444292-injected.calisto.simplecastaudio.com/96b856a1-f65f-4dca-aaab-015f21c57dfc/episodes/bf3c37d2-0db5-4d53-9c1c-e7e89e0329f6/audio/128/default.mp3?aid=rss_feed&awCollectionId=96b856a1-f65f-4dca-aaab-015f21c57dfc&awEpisodeId=bf3c37d2-0db5-4d53-9c1c-e7e89e0329f6&feed=kKVDvBbd
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Duration seconds: 631

## Resource

Mortgage rates could remain elevated as the bond market does the Federal Reserve’s work for it, keeping borrowing costs higher for consumers and businesses. Economist Orphe Divounguy explains what rising Treasury yields mean for mortgage rates, credit cards and the housing market. Homebuyers waiting for lower rates may be paying a price for holding off. Divounguy notes that someone who bought a typical U.S. home when mortgage rates were around 6% in February would have saved roughly $146 a month compared with those who waited. In this episode, we break down why the Fed may leave rates unchanged, how inflation is influencing the bond market, and why trying to time mortgage rates could be a costly strategy. Everyday Economics is brought to you by The Center Square Newswire Service.

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