# Lump sums, inheritance and the mistakes that cost you with Dylan Pargiter-Green Page: https://stenobird.com/podcast/equity-mates-investing-podcast-55637/lump-sums-inheritance-and-the-mistakes-that-cost-you-with-dylan-pargiter-green Text version: https://stenobird.com/podcast/equity-mates-investing-podcast-55637/lump-sums-inheritance-and-the-mistakes-that-cost-you-with-dylan-pargiter-green.md Podcast: [Equity Mates Investing Podcast](https://stenobird.com/podcast/equity-mates-investing-podcast-55637) Published: 2026-05-11T19:05:00+00:00 Episode link: https://shows.acast.com/equity-mates/episodes/lump-sums-inheritance-and-the-mistakes-that-cost-you Audio file: https://sphinx.acast.com/p/acast/s/equity-mates/e/6a014b2201625126bd49321b/media.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/equity-mates-investing-podcast-55637/episodes/lump-sums-inheritance-and-the-mistakes-that-cost-you-with-dylan-pargiter-green Duration seconds: 1826 ## Resource Whether it’s an inheritance, separation payout, work bonus or lucky Powerball moment, a lump sum can change your financial trajectory...if you make the right calls. Bryce and Alec are joined by Dylan Pargiter-Green from Bold Wealth to unpack the emotional, practical and tax considerations that come with sudden wealth, and why the best move might be taking a breath before doing anything. If you’d like to speak to Dylan or anyone on our advice network head to  https://equitymates.com/advice/ In this episode: 00:00 — Why windfalls matter for investors 03:25 — Inheritances, separation, bonuses and other windfalls 05:58 — Why talking about sudden wealth is so hard 08:13 — Splurging, squirrelling and the biggest windfall mistakes 11:42 — The first smart moves after money lands 16:58 — Tax, wills and why equal assets aren’t always equal 19:49 — Family conversations and inheritance planning 22:52 — SKI: spending the kids’ inheritance 25:35 — Income streams, gifting early and aged care planning 27:50 — Final takeaways: start the conversation early ——— Want to get involved in the podcast? Record a  voice note  or  send us a message And come and join the conversation in the Equity Mates  Facebook Discussion Group . ——— Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing –  we’ve got you covered . Keep up with the news moving markets with our  daily newsletter  and podcast ( Apple  |  Spotify ) We’re particularly excited to share our latest show: Basis Points Listen to the podcast ( Apple  |  Spotify ) Watch on  YouTube Read the  monthly email ——— Looking for some of our favourite research tools? Download our free  Basics of ETF handbook Or our free&nbs… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/equity-mates-investing-podcast-55637/episodes/lump-sums-inheritance-and-the-mistakes-that-cost-you-with-dylan-pargiter-green/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/equity-mates-investing-podcast-55637/lump-sums-inheritance-and-the-mistakes-that-cost-you-with-dylan-pargiter-green.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.