# Reimagining Retirement: Advice, Conversations, Outcomes #2

Page: https://stenobird.com/podcast/ensombl-advice-australia-445733/reimagining-retirement-advice-conversations-outcomes-2
Text version: https://stenobird.com/podcast/ensombl-advice-australia-445733/reimagining-retirement-advice-conversations-outcomes-2.md
Podcast: [Ensombl Advice Australia](https://stenobird.com/podcast/ensombl-advice-australia-445733)
Published: 2026-03-31T11:00:00+00:00
Episode link: https://episode.flightcast.com/01KN0YK6PX3C53R9HDW27NDSPH.mp3
Audio file: https://episode.flightcast.com/01KN0YK6PX3C53R9HDW27NDSPH.mp3
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JSON: https://stenobird.com/v1/public/podcasts/ensombl-advice-australia-445733/episodes/reimagining-retirement-advice-conversations-outcomes-2
Duration seconds: 2698

## Resource

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032704-32100001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Professionalism and Ethics Tanya speaks with Renee Diver and Amber McGhie from Firefly Financial, and Erica Malliotis, Retirement Specialist at MLC Expand. They discuss how advisers can better explain and use IRIS lifetime income products - alongside account-based pensions and other strategies - to manage longevity, risk, Centrelink benefits, and estate-planning concerns so clients can feel more confident about their retirement income. Renee Diver LinkedIn: https://www.linkedin.com/in/renee-diver-4085456b/ Amber McGhie LinkedIn: https://www.linkedin.com/in/amber-mcghie-37553a1b2/ Firefly Financial Website: https://www.fireflyfinancial.com.au/ Erica Malliotis LinkedIn: https://www.linkedin.com/in/erica-malliotis-11324077/ MLC Expand. For more information visit https://ensombl.com/go/20260401-2/ General Disclaimer – https://www.ensombl.com/disclaimer/

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## Transcript

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